Bina jhanjat loan jo miley fatafat.

Through your business journey and financial needs, Saarathi is here.

"Credit simplified, delivered swiftly."

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Saarathi Finance

AboutAap Akele Nahi Hai

India ranks 5th globally by GDP, with MSMEs contributing over 40% to this remarkable figure. Despite this, a credit gap of ₹44 Lakh crores exists, leaving many MSMEs unable to secure the funds they need for growth. Less than 20% of the 70 million MSMEs in India have access to formal credit.

At Saarathi, we bridge this gap. We are the partner MSMEs can count on, providing not just financial support but also guidance to help businesses thrive. As depicted in our logo, the feather symbolises the divine charioteer, embodying our role as a trusted partner and guide.

Our relationship with our clients goes beyond transactions. We provide tailored advice to help MSMEs overcome roadblocks, ensuring they face challenges with confidence. Together, we aim to reshape India’s economic landscape, making it more inclusive and accessible for MSMEs across the country.

Founders

Vivek Bansal

Vivek Bansal

Founder and CEO

Growing up in a small town in Rajasthan, Vivek witnessed firsthand the struggles of accessing finance. His father, a selfless doctor, inspired him to make a difference for all those who are left out of the system.

With decades of experience in banking and finance, Vivek has led with clarity, compassion, and strategic vision. Now, at Saarathi, he is democratising credit for India's underserved entrepreneurs.

"We believe finance is more than just credit - it's about confidence. It's about empowering small business owners, working mothers, and every entrepreneur, big or small, to chase their dreams. We're not just your partners; we're your Saarathi — walking alongside you every step of the way."

Sunil Daga

Sunil Daga

Co-Founder

Raised in a family of entrepreneurs, Sunil saw early on how ambition often ran into roadblocks, not from a lack of drive, but from a lack of support and timely access to finance. That experience shaped a belief that’s guided him ever since: finance should unlock growth, not stand in its way.

With over three decades in banking, Sunil has built a career around trust, transparency, and long-term partnerships. At Saarathi, he brings this commitment to ensure that more people across India can turn their plans into progress.

"At Saarathi Finance, we are not just building a lending institution. We are building a bridge. A bridge that connects ambition to access, dreams to direction, and potential to possibility."

Board of Directors

Person Name

Person Name

Designation

Person Name

Person Name

Designation

Person Name

Person Name

Designation

Senior Leadership Team

Ronak Jain

Ronak Jain

Chief Credit Officer

Rohit Jain

Rohit Jain

Chief Risk & Analytics Officer

Imran Hashmi

Imran Hashmi

National Head - Sales

Pranshu Sharma

Pranshu Sharma

Chief Technology Officer

Vikas Singh

Vikas Singh

Chief Debt Resolution Officer

Ashish Singhal

Ashish Singhal

Chief Financial Officer

Sangita Majumdar

Sangita Majumdar

Head - Human Resources

Ankit Partani

Ankit Partani

Head - Debt Investment Banking

Vision and Mission

Vision

Our vision is to be a Saarathi for all entrepreneurs contributing towards the growth of Bharat, one loan at a time, through a customer-centric approach, technological innovation, and unwavering commitment to excellence.

Mission

Our mission is to empower entrepreneurs, fostering growth and building a brighter future for Bharat, through responsible lending practices.

Vision and Mission
Vision and Mission

Our Values C.R.E.D.I.T.

Values
C

Customer centricity

Prioritise customer needs, provide transparent and fair services, and ensure timely support.

Values
R

Responsible lending

Foster a culture of responsible lending practices. Ensuring that customers are not over-indebted and that loan products meet their needs.

Values
E

Empowerment through education

Educate customers about financial literacy, loan products and responsible borrowing practices.

Values
D

Digital innovation

Leverage technology to improve customer experience, streamline processes and enhance operational efficiency.

Values
I

Integrity and transparency

Uphold the highest standards of integrity, transparency, and ethics in all interactions with customers, partners, and stakeholders.

Values
T

Teamwork and collaboration

Foster a culture of teamwork, collaboration, and open communication among employees, partners, and stakeholders.

Services

Small Business Loans and Mortgage Loans

Services

Borrow options

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Your Monthly EMI

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0% Interest rate per annum

  • Loan Amount 0
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Careers

With plans to launch 60 branches across six states, Saarathi is just beginning to revolutionise the credit landscape. Joining us means more than building a career, it means making a tangible impact on India’s economic future.

If you are empathetic, driven, and passionate about empowering communities, Saarathi is a journey you want to be a part of.

Explore open positions, upload your resume, or write to us at people@saarathifinance.com.

Careers

Current openings

Investors

  • TVS Capital Funds
  • Lok Capital Pvt. Ltd.
  • Evolvence India
  • Paragon Pasrtners

Partners

  • Nucleus Software
  • Oracle

News & Media

Corporate Policies

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